Claire thinks she has the most sports cards in her album. "I have 12 pages with 2 cards on each page", says Claire.

Ross counts his cards. "No! I have 3 cards on each of my pages and there are 8 pages in my album", he says. "I have most cards".

Lucia looks in her album. "I only have six pages but there are four cards on every page. I think I have the most cards".

Who is right?